Our Process

Working Together

Many people assume financial advice is formal and complicated. Black Sheep Financial was designed to offer something different: a welcoming environment, straightforward guidance and planning designed for real life – no matter the size of your account balance.

When we work together, you can expect:

Clear explanations, not jargon – so you can understand your own money
Plans aiming to make the most of both the present and the future
Guidance for every stage of life
A comfortable, pressure-free experience

While Scott didn’t go into medicine like the rest of his family, the medical field has inspired the X-RAY process he uses with clients.

Explain Where You Want
To Go

The process begins with understanding your current financial picture and then looking at your goals, both current and future.

Risk Tolerance

Once we understand where you’re heading, we work to understand the level of risk you’re comfortable with – and if you’re unsure, we’ll figure it out together.

Action
Plan

We create a comprehensive plan with your goals and risk tolerance in mind, making sure you understand how each piece works together and addressing any concerns that arise.

Yearly
Check-Up

Once we implement these strategies, we continually monitor and adjust as life changes – whether that’s a new job, a change in marital status, a surprise early retirement or anything else that comes across your path.

Take The First Step

Ready to see if we’re a good fit for your journey? Let’s start the conversation – no strings attached.

Make An Appointment